For responsible wealth building

Buying a home is one of the biggest investments you’ll ever make, so it pays to do your homework before choosing a lender. But with so many choices out there, comparing interest rates, loan features and fees is time-consuming and confusing. Good thing you found us.


Investment loans can be used to invest in property, shares, managed funds or business. But borrowing to invest can be risky, so it’s best to get financial advice from a trusted financial advisor to make sure you make the right decision.

Once you’re sure an investment loan is a viable option for you, getting the right loan is just as important. For an investment, you’re likely to need specific loan features. Like interest only in arrears or advance payments to better manage your cash flow, or fixed rates in line with the term of investment so that you’re in a better position to plan ahead. And having the right structure in place from the very beginning will spare you a lot of headache down the track.

If you’re planning on investing in a commercial property, here’s how we can help.

It's what you know that matters

Since lenders’ capacity for new investment loans fluctuates throughout the year, it’s important to know which lenders are ready to take on your investment whenever you are – saving you mountains of time and effort.

Plus, we know what they are looking at when assessing your application:

  • A percentage of the rental income – generally 80% of the proposed income
  • Your income
  • Assessment rate – ensuring you can afford the loan using an affordability rate test
  • Existing debts
  • Negative gearing

How we can help

When structuring your investment loan, we make sure the loan term and type suits your chosen investment. Because we’re about making it easier to put yourself in a better financial position; supporting you in your wealth building strategy.

We represent you to the banks and negotiate on your behalf to get a tailored loan for you. Plus, we advise you on ways to increase your borrowing capacity, such as:

  • Review existing loan facilities and credit card limits
  • Review how gearing will impact your borrowing capacity
  • Select lenders who acknowledge joint income with spouses, guarantors or other investors


This is your moment. Take the first step to reaching your goals.

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